Blog

Area Golf Courses
Posted on: August 30, 2017

Sandpiper Bay Golf & Country Club Three 9-hole courses: Sand, Piper and Bay. The Sand Course is one of Sandpiper Bay’s two original nines and features gentle dog legs, elevated tees and greens, cut through a natural pine forest. The second of Sandpiper Bay’s original two nines, the Piper Course also features gentle dog legs and elevated tees and greens. The combination of three par 3 holes and three par 5 holes offers players several options on the risk/reward par 5s, and chances to shoot for the pins on the par 3s. Look for many great birdie chances when putting on ...


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Kindred Spirit
Posted on: August 25, 2017

Kindred Spirit The weathered “post office” by the sea has been operating for almost thirty years now. What started as a tribute to the beauty and solitude of Bird Island is now an established landmark that thousands of nature lovers visit annually. Hundreds of photographers and artists have trudged to the west end of the island to capture the essence of the mysterious mailbox tucked high in a sand dune, and many a beach walker has rested on the roughhewn driftwood bench. Yours truly has even penned a romantic murder mystery centered around the Kindred Spirit Mailbox. Before a sand-shifting storm in ...


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Mortgage
Posted on: August 8, 2017

Fixed or Adjustable? Information for Sellers Choosing between a fixed rate or adjustable rate loans is the single most important nail-biter of a decision you'll ever make when choosing a mortgage. The mortgage formula -- the method used to determine how much you pay based on your interest rate -- is the same for both types of mortgages. What differs is the very good chance that your monthly payment amount will change through the life of the loan. How willing and able are you to take on financial risk? Consider an adjustable-rate mortgage only if you're financially secure enough to handle the maximum possible payments ...


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Sellers
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Showing Your Home Information for Sellers Be Ready to Show at All Times Sellers should be aware that same-day and even last-minute requests for showings are common. You should always be ready for a showing, so keep your home organized and clean. Tell the kids to put their toys away when they are done playing and make sure you don't let those dishes pile up in the sink. Keep it Flexible Most agents do try to arrive within the scheduled showing time, but sometimes it isn't possible. They may get stuck in traffic, or the house they saw prior to your showing took longer than ...


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Buyers
Posted on: September 15, 2016

Where do You Start? Start with Your Credit! Information for Buyers When you look for a mortgage, lenders will review your credit report. Your credit report is a history of how you have managed your finances and repaid debt. It provides information on money you have borrowed and a history of your payments. Your credit history is pulled together into a credit report by three private companies: Equifax, Experian and Trans Union. These companies sell your credit report to banks and other creditors so they can review mortgage and loan applications. Your credit report includes: A list of debts, such as credit cards and ...


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